대출

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Meaning and Usage

"대출" primarily means "loan" or "lending" in Korean. It is commonly used in financial contexts such as bank loans for buying a house or car, but also in everyday situations like borrowing books from a library.

Common Contexts

  • Financial loans: 은행 대출 (bank loan), 주택 대출 (housing loan)
  • Borrowing items: 도서관 대출 (library lending)

Collocations and Patterns

  • 대출을 받다: to take out a loan
  • 대출 이자: loan interest
  • 대출 기간: loan period
  • 대출 한도: loan limit

Register and Politeness

"대출" is a neutral noun used in both formal and informal contexts. It is appropriate in business, academic, and daily conversations.

Common Mistakes

Learners sometimes confuse "대출" with "대여," which also means "lending" but is more often used for short-term rentals or lending items like equipment or vehicles. Use "대출" mainly for financial loans or library book borrowing.

Example Sentences

은행에서 집을 사기 위해 대출을 받았어요.

Eunhaengeseo jibeul sagi wihae daechureul badasseoyo.

I took out a loan from the bank to buy a house.

도서관에서 책을 대출할 때는 신분증이 필요해요.

Doseogwaneseo chaekeul daechulhal ttaeneun sinbunjeungi piryohaeyo.

You need an ID card when borrowing books from the library.

대출 이자가 너무 높아서 고민이에요.

Daechul ijaga neomu nopaseo gomin-ieyo.

I'm worried because the loan interest rate is too high.