연체

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Meaning and Usage

The Korean word '연체' primarily refers to the state of being overdue or delayed, especially in the context of payments, loans, or returning borrowed items like library books. It is commonly used in formal and everyday contexts related to finance, borrowing, and penalties.

Common Contexts

You will often see '연체' used with words like '료' (fee), '금' (money), or '대출' (loan), indicating late fees, overdue money, or overdue loans. For example, '연체료' means 'late fee'.

Collocations and Patterns

  • 연체료: late fee charged for overdue payments
  • 연체되다: to become overdue
  • 연체하다: to be overdue or to delay payment
  • 연체 기간: overdue period

Register and Politeness

'연체' is a neutral noun used in both formal and informal contexts, especially in written notices or official documents. It is not a casual word but is widely understood.

Common Mistakes

Learners sometimes confuse '연체' with '연체동물' (mollusc), which is a scientific term. In everyday conversation, '연체' almost always refers to overdue or delayed payments, not animals. Avoid mixing these meanings by focusing on context.

Example Sentences

도서관 책을 연체해서 벌금을 내야 했어요.

Doseogwan chaegeul yeonchehaeseo beolgeumeul naeya haesseoyo.

I had to pay a fine because I returned the library book late.

연체료가 쌓여서 이번 달에는 많이 내야 할 것 같아요.

Yeoncheryoga ssahyeoseo ibeon dare neun mani naeya hal geot gatayo.

The late fees have accumulated, so I think I have to pay a lot this month.

연체된 대출금은 즉시 상환해야 합니다.

Yeonchedoen daechulgeumeun jeuksi sanghwanhaeya hamnida.

Overdue loans must be repaid immediately.