Level 5

연체료

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Meaning and Usage

The word '연체료' specifically refers to a fee charged for late payment or late return, commonly used in contexts like library books, bills, or credit card payments. It is a compound of '연체' (delay, overdue) and '료' (fee, charge).

Common Contexts

You will often encounter '연체료' when discussing overdue payments for utilities, loans, or rented items. It implies a penalty for not meeting a deadline.

Collocations and Patterns

  • 연체료를 내다: to pay a late fee
  • 연체료가 쌓이다: late fees accumulate
  • 연체료 없이: without late fees

These phrases are useful to express actions or conditions related to late fees.

Register and Politeness

'연체료' is a formal noun used in official or business contexts. It is neutral in politeness but typically appears in written notices or formal conversations.

Common Mistakes

Learners sometimes confuse '연체료' with '벌금' (fine) or '과태료' (penalty fee). '연체료' is specifically for late payments, while '벌금' and '과태료' relate to legal penalties or fines for violations.

Example Sentences

도서관 책을 늦게 반납해서 연체료를 냈어요.

Doseogwan chaegeul neutge banpanhaeseo yeoncheryoreul naesseoyo.

I paid a late fee because I returned the library book late.

연체료가 쌓이지 않도록 제때 납부하는 것이 중요합니다.

Yeoncheryoga ssaji anhgeuro je ttae napbuhaneun geosi jungyohamnida.

It is important to pay on time to avoid accumulating late fees.

신용카드 연체료가 높으면 신용 점수에 영향을 줄 수 있습니다.

Sinyongkadeu yeoncheryoga nopeumyeon sinyong jeomsue yeonghyangeul jul su itsseumnida.

If the credit card late fee is high, it can affect your credit score.