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Debt

TOPIK 4

Meaning and Usage

The Korean noun '빚' primarily means 'debt' or 'loan'. It refers to money or obligations owed to others. This word is commonly used in both personal and business contexts when discussing financial liabilities.

Common Collocations

  • 빚을 지다: to incur debt
  • 빚을 갚다: to pay off debt
  • 빚을 내다: to borrow money (incur debt)

These phrases are essential for talking about borrowing and repaying money.

Register and Nuance

'빚' is a neutral noun used in everyday conversation and formal contexts alike. It often carries a serious tone because it involves financial responsibility. When talking about debts, Koreans usually emphasize the importance of repaying them promptly.

Common Mistakes

Learners sometimes confuse '빚' with '부채', which also means debt but is more formal and often used in accounting or legal contexts. For everyday conversation, '빚' is more natural.

Practical Tips

Use '빚' when discussing personal loans, credit card debts, or informal borrowing among friends and family. Remember to pair it with verbs like '지다' (to incur) and '갚다' (to repay) to express actions related to debt clearly.

Example Sentences

그는 사업 실패로 큰 빚을 졌다.

Geuneun saeop silpaero keun bicheul jyeotda.

He incurred a large debt due to business failure.

빚을 갚기 위해 아르바이트를 시작했다.

Bicheul gapgi wihae areubaiteureul sijakhaetda.

I started a part-time job to pay off my debt.

친구에게 빚을 지면 꼭 갚아야 한다.

Chinguege bicheul jimyeon kkok gapaya handa.

If you owe a friend money, you must definitely pay it back.